A new charity has been set up to help people in North Lancashire who are struggling to get out of debt.
The Lancaster, Morecambe and District Churches Debt Centre is funded by several local churches, working alongside the national charity, Christians Against Poverty.
It not only offers a listening ear and advice, but practical help for those who need to get back on top of their finances - even winning praise from TV's money-saving expert, Martin Lewis, who said: “CAP are unsurpassed when it comes to the debt help they give people across the country.
"The biggest message I get back from those I have sent to CAP is ‘I finally slept last night'".
Centre manager Jono Peatman (pictured above) told The Bay: “Typically, debts can build up when a relationship breaks down, someone loses their job, or through bereavement.
"These are times when people are least able to cope with a financial headache. That’s why we’re so excited to have a debt centre here in the Lancaster and Morecambe area.
“We hope over the next few years to help countless local people and families, regardless of their age, gender, faith or background, to put their debt nightmares behind them and start a new life.”
Reverand Steven Hewitt, pastor of Stanley Road Baptist Church, Morecambe, is chair of Trustees of LMDCDC.
He said: “Churches are called to be light in the world – to make a difference. Therefore, we are really pleased that churches have committed their resources to make the debt centre a reality.
“At a time of severe pressure on people’s incomes, we are confident that this project will see lives changed for the better.”
Every client is visited in their own home, while Christians Against Poverty (CAP) do all the negotiating with creditors to reduce the outstanding debts.
CAP gives advice on a suitable budget so that clients meet their debts while local volunteers offer them ongoing support.