Proposals to overhaul the UK's cash machine network could lead to a 'vast reduction' in free-to-use ATMs - So, which ones in Furness are under threat?
Link - the UK-wide organisation responsible for operating a network of 70,000 ATMs - has announced plans to reduce interchange fees paid by card issuers such as banks and building societies to ATM operators.
The interchange fee funds the free-to-use ATM network, and 55,000 of the machines in Link's network currently provide consumers with access to their cash at no additional charge.
According to the ATM Industry Association, the changes would lead to a rise in unprofitable machines, putting 10,000 of these free-to-use cash machines at risk.
Subsequent closures would lead to "ATM deserts" with entire communities left unable to access cash and financial services.
Ron Delnevo of the association said: "An unwarranted shake-up of Link will hit the most hard-up the heaviest - particularly the millions of people who rely on cash for day-to-day budgeting."
Link said the plans will help to retain an extensive network of free ATMs for consumers.
It said ATM numbers have been growing over recent years, despite declining consumer demand for cash for payments at a time when people are increasingly paying by contactless, for example.
Most at risk are machines in areas of high concentration. The plans would target areas like Dalton Road in Barrow, where there are nine free-to-use cash machines on a single street.
In Dalton, two of the six ATMs currently operating charge a fee, and this could increase under Link's proposals.
Askam is currently served by just one free Link ATM, and would be impacted by any closures or introduction of fees.
Beyond Ulverston, the South Lakes area is sparsely populated by free-to-use machines. Between Broughton and Newby Bridge, there is just one ATM - though consumers must pay £1.75 to access their own money.
You can locate your nearest cash machine - and find out which ones charge fees - on the Link website here.